Remove mortgage file access when work ends
An access-removal check that closes systems and records the effective date. The access removal check record keeps this point dated for the next reviewer.
Why this control matters
The access removal control begins with a written purpose. Confirm every system and handoff before closing, then compare the record with that purpose rather than the busiest queue. The access removal check record keeps this point dated for the next reviewer.
What to check first
Start with one test: compare the access list with the assignment record. Keep the case that failed because a named mismatch is stronger than a general complaint about pipeline quality. The access removal check record keeps this point dated for the next reviewer.
Handle the exceptions
Log the exception when you see an account left active after the handoff. Record why the rule missed it and whether the fix belongs in the source, owner, or checklist. The access removal check record keeps this point dated for the next reviewer.
Review the evidence
Put the access removal review on a short weekly calendar. Read the oldest item, the newest exception, and one corrected file; leave a dated decision for each. The access removal check record keeps this point dated for the next reviewer.
Sources
- https://www.consumerfinance.gov/
- https://www.fhfa.gov/
- https://www.hud.gov/
- https://www.nist.gov/cyberframework
- https://www.sba.gov/business-guide